Friday, December 31, 2010

Frugal Friday: Save Money on Miscellaneous Things

Save Money on Miscellaneous Things

  • Only get haircuts every 8-10 weeks, instead of every 6 weeks.
  • Cut your own hair.
  • Do your own manicures.
  • Shop for Christmas gifts year round to catch the good sales.
  • Compost…it’s good for the garden.
  • Dumpster dive, if you’re brave (I am not) and it’s legal where you are.
  • Never spend change. Collect it and put it in a savings account.
  • Get rid of excess stuff. It costs less to store and maintain.
  • Sell it on eBay or Craigslist.
  • Or have a garage sale.
  • Or give it away on Freecycle.
  • Sell homemade items on Etsy.
  • Don’t watch TV or read sales papers. It cuts down on wants.
  • Enter blog giveaways.
  • If you get a raise, don’t increase your lifestyle. Save the extra or pay off debts!
  • If you’re a two income family, make sure the second income is more than the expenses associated with working.
  • Pay off debt as quickly as possible. Saves on interest.
  • Make sure you get get the best interest rate on your savings, CD’s, etc.
  • Invest your money. Make it grow.
  • Use a budget.
  • Use a spreadsheet to keep track of variable expenses.
  • Use cash.
  • Change your mindset. Instead of thinking “what do I need to buy?”, think, “what do I have that I can use?” That’s how people got through the Great Depression.
  • Give stuff you don’t use to others. It gets your mind off of your situation and onto others. And it promotes a sense of contentment and gratitude.

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